How To Find Scholarships (Dec 27, 2017)

For many families, funding a college education for a child or grandchild is a key financial objective, one that SageVest Wealth Management embeds in your personalized financial planning. For example, funding a college savings plan can help offset educational costs for your student, allowing contributions to grow tax-deferred, and potentially providing you with tax relief at the state level.

Other options for funding college costs include loans, grants, and scholarships. Here’s when, where, and how your teen can find scholarships at the undergraduate or graduate level.

Read More

Washingtonian Top Fee-Only Financial Planner In The DC Area (Dec 21, 2017)

2017 marks 10 years since Jennifer Myers first founded SageVest Wealth Management as an independent, fee-only financial planner in the Washington, DC area. Throughout the last decade, our firm has remained committed to delivering excellence in investment and financial planning services to individuals, families, and business owners throughout Virginia, Maryland, and the wider DC Metropolitan region.

We’re always honored to receive recognition for the exceptional level and breadth of knowledge, experience, and service that we render for our clients.

Read More

Season’s Greetings From SageVest Wealth Management (Dec 18, 2017)

SageVest Wealth Management is dedicated to helping connect you with your wealth in meaningful ways. The holiday season provides the perfect opportunity to focus on what matters most to you and your loved ones, whether it’s gift giving to family and friends, or planned year-end philanthropy.

We too choose this special time of year to appreciate those who matter, and to direct our company’s philanthropic giving. First, we extend our best wishes for a safe, healthy, and joyful festive season for all of our clients, their families, our professional allies, and others. Furthermore, we’re pleased to announce the results of our ‘Holiday Contribution’ survey and the worthy causes that will receive our financial support this year-end.

Read More

10 Telltale Signs You Might Be An Over-Spender (Dec 11, 2017)

Like wealth, enjoyment can mean different things to different people. You might find enjoyment in many aspects of life, from simple pleasures like long walks and get-togethers with friends and family, to larger events such as vacations or major life celebrations.

For some, a common form of enjoyment is spending. But how do you know if you’re spending too much? Here are some common characteristics that may prove insightful or inspire you to refocus on gaining or reclaiming your financial security.

Read More

10 Unique, Memorable, and Financially Responsible Holiday Gift Ideas (Dec 4, 2017)

The holiday season is almost upon us, bringing a time of joy and togetherness – as well as the common need to come up with memorable gift ideas for those we care about! Yet finding unique, memorable, and financially responsible holiday gifts can be challenging.

This holiday season, SageVest Wealth Management offers a number of thoughtful holiday gift ideas that are designed to create enjoyment, support your family values, and create lasting memories, without forcing you to become a holiday over-spender.

Read More

Act Now On These 3 Disappearing Tax Deductions (Nov 30, 2017)

Year-end tax planning can allow you to capture tax-saving opportunities before they vanish on January 1st. This year, the stakes are higher. Tax reform discussions are underway, presenting the very real possibility of sweeping tax changes in 2018. This includes the loss of many common deductions.

If you itemize your deductions, it’s important to know how your taxes could change, and if there are deductions you can quickly secure before they potentially disappear.

Read More

How To Know If You Can Afford A Retirement Community (Nov 22, 2017)

There’s a lot to consider if you’re thinking about moving into a retirement community. While they offer an abundance of resources that you can’t replicate at home, retirement communities typically don’t come cheap. One of your top priorities should be deciding whether you can afford a retirement community lifestyle.

It’s important to review both your current and future finances carefully, to properly evaluate the costs of retirement community living, relative to the benefits you might gain.

Read More

The Post-9/11 GI Bill (Nov 8, 2017)

The original GI Bill of 1944 helped WWII Veterans return to civilian life, providing a range of benefits, including academic and vocational funding. It was so successful that similar measures were adopted for subsequent Veterans. The most recent of these is the Post-9/11 GI Bill, which includes up to 36 months of educational benefits to eligible service personnel and, uniquely, to your dependents – if you plan ahead.

As part of SageVest Wealth Management’s commitment to America’s military families, we consider current provisions of the Post-9/11 GI Bill, plus recent legislative updates, as they relate to your broader wealth planning.

Read More

What The Tax Reforms Mean For You (Nov 7, 2017)

If you haven’t already done so, it’s time to begin thinking about year-end tax planning, which is always important, but is all the more significant this year, in light of the potential tax changes ahead.

Proposed tax reforms, released last week, are generally planned for implementation in 2018. This makes year-end tax planning a bit more predictable.  However, it’s wise to evaluate your 2017 tax planning with 2018 proposed changes in mind, as advance planning could allow you to capture opportunities that might disappear or change.

Read More

Adoption: What To Expect Practically, Financially, And More (Nov 2, 2017)

November is National Adoption Awareness Month. If you’re pursuing adoption, perhaps your journey is due to fertility issues, being single or part of a same-sex couple, or simply a fundamental desire to provide a loving home to a child in need. Whatever the reason, adoption is a joyful, life-changing experience for both parent and child.

It also requires careful consideration: practically, financially, and emotionally. I can attest to this as a proud adoptive single mother of two, and President of SageVest Wealth Management.

When I first explored adoption, there seemed little clear guidance about this important life event. While everyone’s adoptive experience is unique, I’m happy to share my own insights with other prospective parents.

Read More