Three Cheap And Easy Ways To Protect Your Wealth (March 6, 2018)

Regardless of how you’ve accumulated your wealth (through earnings, inheritance, or a windfall), your wealth is meaningful to you and deserves protection. There are a myriad of risks that exist with the potential to negatively impact your wealth in a significant way. Some are more common than others. Common loss events include personal liability exposure and ownership damages.

Fortunately, there are three cheap and easy ways to protect your wealth in these high risk areas and avoid a preventable loss, so that you can benefit from your assets through lifetime enjoyment. Read More

6 New Year Resolutions For Business And Career Success (December 29, 2017)

Everyone aspires to succeed. While some people get lucky, for most of us, success is due to thinking ahead, smart decisions, and hard work. Growth in your career or business is also fundamental to a stronger financial future, for yourself and your family.

Our New Year resolutions for business and career success will help you strive towards new heights in your business, career, and personal life. Read More

Washingtonian Top Fee-Only Financial Planner In The DC Area (December 21, 2017)

2017 marks 10 years since Jennifer Myers first founded SageVest Wealth Management as an independent, fee-only financial planner in the Washington, DC area. Throughout the last decade, our firm has remained committed to delivering excellence in investment and financial planning services to individuals, families, and business owners throughout Virginia, Maryland, and the wider DC Metropolitan region.

We’re always honored to receive recognition for the exceptional level and breadth of knowledge, experience, and service that we render for our clients. Read More

Top Wealth Manager Award For SageVest’s Jennifer Myers (October 23, 2017)

At SageVest Wealth Management, we offer a highly personalized approach to wealth management, one where our focus is always on you. We get to know you and your family, and as a fee-only fiduciary, always place your best interests first. Furthermore, as a woman-owned investment management firm, we’re particularly attuned to the complexities of financial planning for women, families, and multiple generations.

We’re delighted that our dedication to exceptional personalized planning and investment advice has again been formally recognized. Read More

A Quick Review Financial Planning Checklist (October 2, 2017)

October is Financial Planning month, making now a great time to think about your financial preparedness and wellbeing. Money isn’t everything in life, but it certainly helps to achieve security and to open opportunities for you and your family.

Personal finance can be complex, especially as your wealth grows. Each of your decisions must support the next, and align with your life goals. The following financial planning checklist will help you identify which financial topics you’ve got covered, and areas where we can help you to achieve your wealth and life objectives. Read More

Your Life Insurance Options (September 13, 2017)

Life insurance can play an important part in your long term financial planning. It’s one of the simplest ways to protect your assets and transfer your wealth. More importantly, it supports the future financial wellbeing of those you care about, providing you with peace of mind.

However, calculating how much life insurance you need and knowing what type of life insurance policy is right for you can prove confusing. We offer insights about how to determine the best life insurance elections in support of both your lifetime goals and the future security of your loved ones. Read More

Jennifer Myers – A NoVA Top Financial Professional (August 28, 2017)

Top Financial Professional in Northern Virginia

As our clients know, SageVest Wealth Management takes pride in connecting you with your wealth in impactful and meaningful ways. Our team of advisors provides personalized, comprehensive financial advisory and investment management services to individuals, families, and business owners across Northern Virginia, Maryland, and the Greater Washington, DC area.

It’s fitting, therefore, that Jennifer Myers was again recognized this year as a Top Financial Professional in the Northern Virginia area. Read More

SageVest Wealth Management – 10 Years As A Fee-Only Financial Advisor (May 15, 2017)

Jennifer Myers, CFP ® established SageVest Wealth Management in May 2007, to provide high quality, customized, and comprehensive investment management and financial planning services to individuals, families and business owners in the Washington, DC area and beyond.

A decade later, and with twenty years of experience, Jennifer’s the recipient of multiple top advisor awards, including Washingtonian Top Financial Advisor, and SageVest is celebrating our tenth anniversary! This seems an ideal time to thank our clients, and to offer a quick reminder of our services, our fields of expertise, and the core principles that guide us in pursuit of your financial and life goals. Read More

Why Your Company Insurance Isn’t Enough (April 27, 2017)

Most employers offer group life and disability insurance coverage. While this is an important benefit for employees, it doesn’t mean that you’re adequately covered. In fact, if that’s all the coverage you have, you could be woefully under-insured.

It’s always best to evaluate insurance coverage earlier in life rather than later, as rates and terms are tied to your health and age. Here are some basic tips on evaluating your coverage and what to consider when purchasing additional insurance. Read More

Six Reasons Why You Might Not Elect Joint Ownership (March 15, 2017)

Joint ownership is one of the most common forms of asset titling. It offers numerous benefits centered on sharing use and control, it allows transparency of assets, and it helps with daily money management and bill paying.

While the decision to jointly title assets often seems straightforward, there are underlying considerations to be taken into account, particularly when it comes to non-spousal shared assets. For the following reasons, think carefully before you sign on the dotted line to initiate joint ownership with a significant other, family member or friend. Read More

Time For Your Medicare Check-Up (October 11, 2016)

The Medicare Annual Enrollment Period starts on October 15 and runs through December 7. That makes now the perfect time for retirees to review and, if warranted, change your policy coverage.

Taking the time to examine your Medicare options each year is a wise move for both your health and your wealth. Evaluating your coverage can highlight policy and premium changes that may otherwise prove costly in relation to your current health needs. We offer some recommendations to help you minimize your healthcare costs during retirement. Read More

OPM Announces Life Insurance Enrollment For Federal Workers (September 6, 2016)

Navy photo by Photographer’s Mate 3rd Class Jason T. Poplin (RELEASED)

Life insurance is an essential component of your wealth management strategy, helping to preserve your assets and providing you with peace of mind. Coverage is available individually or, if your employer offers it, as part of a group life policy.

If you’re a Federal government worker, you may be entitled to coverage under the Federal government’s group life policy, FEGLI (Federal Employees’ Group Life Insurance Program). If so, this month is an important time to consider your options, as Open Season commences for the first time since 2004. Read More

Retirement Funds And Divorce (August 29, 2016)

When a couple divorces, the fall-out can affect your finances too. Retirement funds in particular can prove complex in how they’re divided during the divorce settlement and restructured for the future. Professional financial advice can help preserve your share if you’re the retirement fund owner, or ensure equitable distribution if you’re the other party. Michael Fuhr recently highlighted the importance of retirement fund tax rates during divorce negotiations in US News & World Report’s Investment article: ‘12 Steps To Protect Your Money In Divorce‘.

The Importance Of Life Insurance For Women (June 1, 2016)

There are many reasons why life insurance should play an important part in every person’s financial planning. Yet women often overlook this key asset protection strategy, and are far more likely than men to be underinsured or have no coverage at all.

Whether you’re a single woman, half of a couple, or a member of a more extended family network; whether you work at home, in the workforce, or as the leader of your own business; life insurance is essential to protect the transfer of your wealth, and more importantly, to protect your loved ones in the future. Read More

Death Of A Family Member Checklist (September 10, 2015)

Losing a loved one is a difficult experience. Yet, during this time, you must complete a variety of tasks and make important financial decisions. You may need to make final arrangements, notify various businesses and government agencies, settle the individual’s estate, and provide for your own financial security.

The following checklist is offered as a guide. Note: Some of the following tasks may have to be completed by the estate’s executor. Read More

Protecting Your IRA Assets: A Recent Supreme Court Ruling (August 20, 2014)

Since enactment of the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005, individual retirement accounts (IRAs) have been protected under federal law if you declare bankruptcy.

Over the years, federal court decisions have been divided over whether or not inherited IRAs are protected under the Act.

To resolve this conflict, the United States Supreme Court agreed to hear the case of Clark v. Rameker. Read More

Planning For Travel (May 21, 2014)

Whether you’re planning a dream trip around the world or visiting friends in Atlanta, you can benefit from pre-trip planning.

If you plan far enough in advance of your departure, you’ll often get good rates on airline fares, lodging, and packages, particularly if your travel plans are flexible. If you’re traveling to a foreign country, you may also need time to obtain a passport or a visa or to research your itinerary.

In addition, you’ll reduce the inevitable stress that accompanies traveling, by preparing thoroughly. Read More

Latest College Costs And Social Security & Medicare Figures (December 15, 2013)

Every October, the College Board releases its Trends in College Pricing report, highlighting college cost increases for the current academic year, and trends in the world of higher education. While costs can vary significantly depending on the region and individual college, the College Board publishes average cost figures, based on its survey of nearly 4,000 colleges across the country.

In addition, Social Security and Medicare figures are announced for calendar year 2014. Read More

Vacation Homes (June 24, 2013)

A rustic cabin or a seaside cottage? Buying a second/vacation home can be an alluring prospect. Before you decide to purchase one, though, you should consider a number of issues. These include the costs associated with owning a second/vacation home, the attributes of the home, its rental potential, and the income tax treatment. Even if you rent it out or deduct part of the costs of ownership from your taxes, a second/vacation home is primarily a luxury, not an investment. You should buy one to add value to your life instead of to your net worth. Read More

Long-Term Care Insurance (March 27, 2013)

Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. Understandably, many people put off planning for long-term care. But although it’s hard to face the fact that health problems may someday result in a loss of independence, if you begin planning now, you’ll have more options open to you in the future.

Here we consider the answers to five frequently-asked questions about long-term care insurance. Read More

Approval of the Affordable Care Act (June 25, 2012)

By a 5-4 vote, the Supreme Court upheld the 2010 Affordable Care Act (ACA). The law’s most controversial provision will stand – a mandate requiring every American citizen to buy individual health insurance coverage. The court made a key distinction, interpreting that mandate not as a directive but as a tax. “The federal government does not have the power to order people to buy health insurance,” Chief Justice John G. Roberts, Jr. wrote in the majority opinion. “The federal government does have the power to impose a tax on those without health insurance.” The ruling carries profound implications for individuals, businesses and households. Read More

The information contained herein is obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed. This article is for informational purposes only. The views expressed are those of SageVest Wealth Management and should not be construed as investment advice. All expressions of opinions are subject to change and past performance is no guarantee of future results. SageVest Wealth Management does not render legal, tax, or accounting services. Accordingly, you, your attorneys and your accountants are ultimately responsible for determining the legal, tax and accounting consequences of any suggestions offered herein.

In accordance with IRS CIRCULAR 230, we inform you that any U.S. Federal tax advice contained in this communication (including attachments) is not intended or written to be used, and cannot be used by a taxpayer, for the purpose of (a) avoiding penalties under the Internal Revenue Code or that may otherwise be imposed on the taxpayer by any government taxing authority or agency, or (b) promoting, marketing or recommending to another party any transaction or matter addressed herein.

The provision of a link to any third party website does not mean that SageVest endorses that website. If you visit any website via a link provided here, you do so at your own risk and indemnify SageVest from any loss or damage incurred.

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