SageVest Wealth Management takes a highly personalized, proactive approach towards your finances. We seamlessly integrate all aspects of your wealth management into a coordinated, comprehensive financial plan that supports your personal and life goals. We’re delighted that this true wealth management approach has been recognized with a new top financial advisor award. For 2019, SageVest Wealth Management is ranked as one of the best financial advisors in the Tri-State (DC, MD, and VA) area.Read More
SageVest Wealth Management proudly serves as your fiduciary financial advisor, always placing your best interests first. Your wealth wellbeing is paramount to what we do, at all times and at every life stage.
Recent analysis by the Consumer Financial Protection Bureau’s (CFPB) Office for Older Americans highlighted the increasing prevalence of elder financial exploitation. To help safeguard yourself and loved ones from this serious issue, we consider some facts from the report about elder financial exploitation.Read More
Alongside retirement planning, helping your kids in the future may be a central financial focus for your family. There are many savings options available to help you achieve this wealth goal, but which one’s right for you, your family, and your finances? SageVest Kids takes a look at 529 plans and other savings account options for your child, considering the advantages and disadvantages of college savings plans, Trusts, custodial accounts, and more, relative to your objectives and broader financial planning.Read More
If you work for a publicly traded company, it may offer an Employee Stock Purchase Plan (ESPP). ESPPs allow you to purchase stock at a reduced price through payroll deductions. The discount makes these plans an attractive investment option. Here’s what to consider before buying into an Employee Stock Purchase Plan (ESPP), as well as what to consider when it’s time to sell.Read More
The Class of 2019 is the final graduating class of the best-educated generation in American history: Millennials. Whether you’re a recent graduate or now established in a career, we recommend that you maintain your focus on education – financial education, that is. Now’s the time to sit down and consider how to prepare financially for the opportunities, challenges, and changes that your lifetime may encompass. Following are a number of future financial changes you should plan for.Read More
Retirement marks the climax of your career and the beginning of a new life episode. Whatever your age, it should be a focal point of your financial planning. Making prudent wealth decisions over time helps to establish a solid foundation for your retirement. However, once the countdown to retirement begins, some 5-10 years out from your intended retirement date, it’s time to stop, take stock, and confirm that you’re financially and emotionally ready for your future. Here’s what you need to consider financially during the countdown to retirement.Read More
When it comes to financial parenting, the jury’s still out on whether being a helicopter parent might prove beneficial or otherwise. Being too involved in your kids’ financial education can constrain your kids, making it impossible for them to learn how to make wise money decisions. Conversely, being too hands off might leave your kids without any financial framework in which to learn. SageVest Kids takes a look at financial helicopter parenting and advocates for a balanced approach towards your child’s financial learning as they grow.Read More
Hopefully you’ve already filed your taxes or are in the process of doing so. While it’s always important to review your tax return every year, it’s particularly important in 2019, given last year’s tax changes. Your 2018 tax return holds the answer about whether you benefited or lost out under the new tax legislation. It also offers insights into whether you’re on track for 2019, tax-wise. Considering that we’re already more than a quarter of the way through the new tax year, don’t wait any longer. Here’s what you need to know now about your taxes.Read More
SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:
– The first quarter proved to be one of the strongest in history, following on the heels of a challenging 2018.
– Trade tensions subsided, but haven’t disappeared.
– The yield curve officially inverted, a potentially ominous sign of a recession in the wings.Read More
The refinance discussion has happened so many times over the past decade that it’s become something of a financial cliché. Yet here we are again, raising the notion of whether you should consider refinancing. That’s because interest rates have declined dramatically since the Federal Reserve Board (Fed) announced a halt in rate increases. Long-term bond yields have fallen precipitously, lowering mortgage rates just in time for the Spring real estate market. Whether you’re buying a home or not, consider these four good reasons to refinance now.Read More