As if financial decisions aren’t challenging enough during lifetime, they can sometimes grow even more complicated at death. This is particularly true when relationships emerge later in life and if you’re part of a blended family. Estate planning for blended families is complicated, but it’s not insurmountable. Here’s where to begin and what you need to know.Read More
As the end of summer nears, it’s time to start thinking of heading back to school – and that means back-to-school shopping! School shopping provides an excellent opportunity to expand your kids’ financial education with real-world examples of careful budgeting, sensible spending, and much more. SageVest Kids shows parents how to use school shopping to help further your kids’ financial education.Read More
Ever since the 2008 financial crisis, investors have been increasingly attracted to structured CDs (also known as market-linked CDs), lured by the concept that they’ll enjoy market upside potential, without the risks associated with being invested in the stock market. This makes them a particularly attractive proposition for investors during times of market volatility.
We’ve certainly noticed an uptick in interest since the markets entered an incredibly volatile period late last year. However, we thought it prudent to review why structured or market-linked CDs could in fact be detrimental during such periods of volatility.Read More
SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:
– Stocks posted the best first half of the year since 1997.
– The S&P 500 climbed to new record highs.
– Interest Rates plummeted and bond prices soared as the Fed hinted at lowering the federal funds rate.Read More
Teaching your kids about money doesn’t have to be dull, and summer activities don’t have to break the bank. While summer camp and other activity costs can quickly prove pricey, these easy and fun money activities for kids from SageVest Kids are simple, low-cost, and help teach your kids about money.Read More
SageVest Wealth Management takes a highly personalized, proactive approach towards your finances. We seamlessly integrate all aspects of your wealth management into a coordinated, comprehensive financial plan that supports your personal and life goals. We’re delighted that this true wealth management approach has been recognized with a new top financial advisor award. For 2019, SageVest Wealth Management is ranked as one of the best financial advisors in the Tri-State (DC, MD, and VA) area.Read More
SageVest Wealth Management proudly serves as your fiduciary financial advisor, always placing your best interests first. Your wealth wellbeing is paramount to what we do, at all times and at every life stage.
Recent analysis by the Consumer Financial Protection Bureau’s (CFPB) Office for Older Americans highlighted the increasing prevalence of elder financial exploitation. To help safeguard yourself and loved ones from this serious issue, we consider some facts from the report about elder financial exploitation.Read More
Alongside retirement planning, helping your kids in the future may be a central financial focus for your family. There are many savings options available to help you achieve this wealth goal, but which one’s right for you, your family, and your finances? SageVest Kids takes a look at 529 plans and other savings account options for your child, considering the advantages and disadvantages of college savings plans, Trusts, custodial accounts, and more, relative to your objectives and broader financial planning.Read More
If you work for a publicly traded company, it may offer an Employee Stock Purchase Plan (ESPP). ESPPs allow you to purchase stock at a reduced price through payroll deductions. The discount makes these plans an attractive investment option. Here’s what to consider before buying into an Employee Stock Purchase Plan (ESPP), as well as what to consider when it’s time to sell.Read More
The Class of 2019 is the final graduating class of the best-educated generation in American history: Millennials. Whether you’re a recent graduate or now established in a career, we recommend that you maintain your focus on education – financial education, that is. Now’s the time to sit down and consider how to prepare financially for the opportunities, challenges, and changes that your lifetime may encompass. Following are a number of future financial changes you should plan for.Read More