Retirement is one of the most significant events in your life. It also makes it one of the most critical financial planning decisions. A solid retirement plan provides financial and psychological assurance. Careful financial planning as you prepare to retire can support earlier planning and saving efforts, tie up any loose ends, and help to ensure a successful retirement. Here’s what you should focus on as you’re nearing the countdown.Read More
October is National Cybersecurity Awareness Month. This annual initiative, sponsored by the Department of Homeland Security, aims to heighten online safety and security for every American. Beginning September 21, 2018, a new Federal law makes it easier to safeguard yourself from personal identity theft and financial scams. Here’s what you need to know about the new law on credit freezes and fraud alerts.Read More
SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:
– US stock markets achieve new highs and milestones, making it a remarkable quarter.
– Bonds and international stocks lag as interest rates rise and currency impacts take a toll.
– Trade tensions increase, creating uncertainty for companies and consumers, including distinct inflation concerns.Read More
As a woman, you might find yourself so committed to those you care about, your career, business, or other life obligations, that it could be tough to carve out time to address what’s best for you. Yet when it comes to retirement planning, it’s vital that you make yourself the priority. SageVest Wealth Management discusses the most common reasons women delay financial preparations for their retirement, and offers advice on how to overcome these concerns.Read More
With markets at record highs, now’s a great time to re-evaluate your investment portfolio and consider what opportunities may be appropriate, relative to your current and future lifestyle, and longer term investment goals. How your investments should be positioned doesn’t just depend on current market conditions, though. There’s a range of elements to consider, including your timeline, comfort level, growth objectives, current income needs, and much more. Depending upon your investment horizon, here are some key considerations on how to invest based on your age.Read More
Every student should submit a Free Application For Student Aid (FAFSA). Family wealth is only one factor used to determine eligibility for Federal student aid via the FAFSA program. Furthermore, eligibility for state and institutional aid is also typically based on your teen’s FAFSA information. This means that even if your family’s well-off, your student should still submit a FAFSA. Our sister site, SageVest Kids, provides an overview of the FAFSA program.Read More
SageVest Wealth Management is an independent, fee only financial advisor. We work with individuals, families, business owners and others, helping each of our clients to make smart financial decisions in support of their unique wealth objectives. As a fiduciary advisor, our clients know that their best interests always remain central to our recommendations.
We’re thrilled that this commitment to excellence in wealth management has again been recognized with a Northern Virginia Top Financial Professional award for 2018.Read More
The recent Tax Cut and Jobs Act was the biggest overhaul of US tax legislation in decades. SageVest Wealth Management has been proactive in advising you on how the sweeping tax reforms may impact your investments and your wealth. We’ve focused on both the intended and unintended consequences to individuals, families, and businesses. Here, we provide some insights on tax reform and charitable giving, including strategies to maximize the value of your future charitable giving.Read More
One of the earliest steps to teaching your kids about finances is talking to them about money. Whether it’s teaching your toddler about different coins, helping your tween open their first bank account, or discussing student loans and taxes with your college-age teenager, how you talk about money has a lasting effect on your child. Discussing finances positively fosters a healthy relationship towards money that will stay with your kids into adulthood and help them achieve a fulfilling and successful life through sound wealth management. SageVest Wealth Management’s sister site, SageVest Kids, discusses 10 positive ways to talk to kids about money, life, and more.Read More
It’s been almost a decade of watching cash yields hover at zero percent or just above. In fact, investors have been searching for yield on cash balances for so long that you may have forgotten to look by now, assuming that yields simply aren’t worth monitoring. However, a series of rate increases by the Federal Reserve Board mean that cash yields are finally returning to respectable levels. If you have meaningful cash balances, now’s the time to re-evaluate the potential yield on cash.Read More