If you’re like most people, you understand that a variety of Roth IRA and Roth 401(k) options exist and that they offer tax advantages. However, you might not understand which option is best for you, or if new lower tax rates make a Roth IRA worthy of consideration. To help you determine if a Roth makes sense as part of your wealth planning, SageVest Wealth Management provides an overview of Roth IRA and Roth 401(k) options.
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Most people think of retirement as a period where you live comfortably, with the time, money, and other resources available to enjoy a fulfilling lifestyle. To achieve these retirement goals, you need to plan ahead financially. That includes contributing regularly to a retirement savings plan. Once you reach age 50, you can make additional ‘catch-up’ contributions to help your retirement nest egg grow faster. SageVest Wealth Management outlines retirement catch-up contributions.
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SageVest Kids offers an easy, step-by-step, age-appropriate curriculum to help you teach your kids about money from an early age. By the time your teen leaves for college, they’ll need to have a basic understanding of the following money management skills, to help them achieve success with their college finances and beyond.
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As if financial decisions aren’t challenging enough during lifetime, they can sometimes grow even more complicated at death. This is particularly true when relationships emerge later in life and if you’re part of a blended family. Estate planning for blended families is complicated, but it’s not insurmountable. Here’s where to begin and what you need to know.
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As the end of summer nears, it’s time to start thinking of heading back to school – and that means back-to-school shopping! School shopping provides an excellent opportunity to expand your kids’ financial education with real-world examples of careful budgeting, sensible spending, and much more. SageVest Kids shows parents how to use school shopping to help further your kids’ financial education.
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Ever since the 2008 financial crisis, investors have been increasingly attracted to structured CDs (also known as market-linked CDs), lured by the concept that they’ll enjoy market upside potential, without the risks associated with being invested in the stock market. This makes them a particularly attractive proposition for investors during times of market volatility.
We’ve certainly noticed an uptick in interest since the markets entered an incredibly volatile period late last year. However, we thought it prudent to review why structured or market-linked CDs could in fact be detrimental during such periods of volatility.
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SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:
– Stocks posted the best first half of the year since 1997.
– The S&P 500 climbed to new record highs.
– Interest Rates plummeted and bond prices soared as the Fed hinted at lowering the federal funds rate.
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Teaching your kids about money doesn’t have to be dull, and summer activities don’t have to break the bank. While summer camp and other activity costs can quickly prove pricey, these easy and fun money activities for kids from SageVest Kids are simple, low-cost, and help teach your kids about money.
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SageVest Wealth Management takes a highly personalized, proactive approach towards your finances. We seamlessly integrate all aspects of your wealth management into a coordinated, comprehensive financial plan that supports your personal and life goals. We’re delighted that this true wealth management approach has been recognized with a new top financial advisor award. For 2019, SageVest Wealth Management is ranked as one of the best financial advisors in the Tri-State (DC, MD, and VA) area.
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SageVest Wealth Management proudly serves as your fiduciary financial advisor, always placing your best interests first. Your wealth wellbeing is paramount to what we do, at all times and at every life stage.
Recent analysis by the Consumer Financial Protection Bureau’s (CFPB) Office for Older Americans highlighted the increasing prevalence of elder financial exploitation. To help safeguard yourself and loved ones from this serious issue, we consider some facts from the report about elder financial exploitation.
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