Refinancing Your Mortgage During COVID-19 (Apr 15, 2020)

It’s hard to find much good news during the coronavirus, but refinancing your mortgage during COVID-19 could help you save money long-term. Interest rates have plummeted, taking mortgage rates along with them. As a result, it might be advantageous to compare your existing mortgage to current rates to determine if refinancing your mortgage would be a smart financial move. We discuss the main points you should consider, during all times, as well as during COVID-19.

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Coronavirus Investment Outlook And Positioning (Apr 3, 2020)

SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:

  • The coronavirus sieged the world in the first quarter of 2020.
  • The longest bull market in history entered bear market territory in a matter of weeks.
  • More than 80% of Americans are staying home, with numerous other countries following strict stay-at-home orders, all of which are sending shockwaves throughout the economy.
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How To Manage Financially During The Coronavirus (Mar 30, 2020)

The coronavirus has dramatically disrupted our economy and society in a matter of a few short weeks. While it’s hard to find something positive in all of the tragic headlines, we think it’s important to recognize that public and private sectors have put forth a massive level of support in a very short time. More assistance is likely on the way, but here’s what you need to know now if you’re affected by the coronavirus (COVID-19), whether you’re an employee, an employer or retired.

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Tips For Helping Others During The Coronavirus (Mar 30, 2020)

Millions of people around the world are being affected by the coronavirus, medically, financially, and emotionally. For anyone in a strong and stable life situation, this is an opportune time to evaluate how you can help others. While the list of philanthropic options is endless, we offer a few suggestions to consider.

 

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How Kids Can Give and Help During Coronavirus (Mar 30, 2020)

In the past few weeks, our children’s lives have been turned upside down. From school closings, performance and sport cancellations, postponed traditions such as prom and graduation, to no more playdates, the way our kids interact with the world is evolving minute by minute. However, in the midst of these social losses, there’s an abundance of opportunities for children to give to and help people and organizations in need, nationally and within their local community.

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Coronavirus Updates Relative To Your Investments (Feb 26, 2020)

The outbreak of the coronavirus is gripping the world. It has infected more than 80,000, has killed more than 2,700 and is directly impacting the daily lives of millions of people. It simply is the top headline around the globe. The potential future effects of the virus sent shockwaves through the financial markets this week, with stocks falling several percentage points in a matter of days. We feel it’s important to address this number one topic and the potential impacts to your portfolio.

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Understanding Required Minimum Distributions (RMDs) (Jan 22, 2020)

Required Minimum Distributions (RMDs) are an important part of your financial landscape in retirement. Most people must start taking RMDs from qualified retirement accounts at age 72 (previously 70 ½). Here’s what you need to know about RMDs: what RMDs are, accounts subject to RMDs, important deadlines, and more. Understanding RMDs will help avoid penalties and optimize your distributions for tax purposes.

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Age 65 – Medicare Enrollment (Jan 22, 2020)

If you’re approaching age 65, now’s the time to consider your Medicare enrollment. Medicare is the Federal health insurance program for those aged 65 and older (plus other eligible adults). With healthcare costs listed as one of the top three financial worries for most Americans [1], familiarizing yourself with the Medicare program can help maximize your entitlements. SageVest Wealth Management outlines the basics of Medicare enrollment at age 65.

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