School Shopping And Kids’ Financial Education (Jul 18, 2019)

As the end of summer nears, it’s time to start thinking of heading back to school – and that means back-to-school shopping! School shopping provides an excellent opportunity to expand your kids’ financial education with real-world examples of careful budgeting, sensible spending, and much more. SageVest Kids shows parents how to use school shopping to help further your kids’ financial education.

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Structured or Market-Linked CDs During Volatility (Jul 9, 2019)

Ever since the 2008 financial crisis, investors have been increasingly attracted to structured CDs (also known as market-linked CDs), lured by the concept that they’ll enjoy market upside potential, without the risks associated with being invested in the stock market. This makes them a particularly attractive proposition for investors during times of market volatility.

We’ve certainly noticed an uptick in interest since the markets entered an incredibly volatile period late last year. However, we thought it prudent to review why structured or market-linked CDs could in fact be detrimental during such periods of volatility.

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An Impressive First Half Of 2019 (Jul 3, 2019)

SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:

– Stocks posted the best first half of the year since 1997.

– The S&P 500 climbed to new record highs.

– Interest Rates plummeted and bond prices soared as the Fed hinted at lowering the federal funds rate.

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Best Financial Advisor Award – SageVest Wealth Management (Jun 14, 2019)

SageVest Wealth Management takes a highly personalized, proactive approach towards your finances. We seamlessly integrate all aspects of your wealth management into a coordinated, comprehensive financial plan that supports your personal and life goals. We’re delighted that this true wealth management approach has been recognized with a new top financial advisor award. For 2019, SageVest Wealth Management is ranked as one of the best financial advisors in the Tri-State (DC, MD, and VA) area.

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Facts About Elder Financial Exploitation (Jun 12, 2019)

SageVest Wealth Management proudly serves as your fiduciary financial advisor, always placing your best interests first. Your wealth wellbeing is paramount to what we do, at all times and at every life stage.

Recent analysis by the Consumer Financial Protection Bureau’s (CFPB) Office for Older Americans highlighted the increasing prevalence of elder financial exploitation. To help safeguard yourself and loved ones from this serious issue, we consider some facts from the report about elder financial exploitation.

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529 Plans And Other Savings Account Options For Your Child (May 29, 2019)

Alongside retirement planning, helping your kids in the future may be a central financial focus for your family. There are many savings options available to help you achieve this wealth goal, but which one’s right for you, your family, and your finances? SageVest Kids takes a look at 529 plans and other savings account options for your child, considering the advantages and disadvantages of college savings plans, Trusts, custodial accounts, and more, relative to your objectives and broader financial planning.

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When To Buy And Sell Your ESPP Shares (May 16, 2019)

If you work for a publicly traded company, it may offer an Employee Stock Purchase Plan (ESPP). ESPPs allow you to purchase stock at a reduced price through payroll deductions. The discount makes these plans an attractive investment option. Here’s what to consider before buying into an Employee Stock Purchase Plan (ESPP), as well as what to consider when it’s time to sell.

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Money & Millennials: Future Financial Changes You Should Plan For (May 9, 2019)

The Class of 2019 is the final graduating class of the best-educated generation in American history: Millennials. Whether you’re a recent graduate or now established in a career, we recommend that you maintain your focus on education – financial education, that is. Now’s the time to sit down and consider how to prepare financially for the opportunities, challenges, and changes that your lifetime may encompass. Following are a number of future financial changes you should plan for.

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Countdown To Retirement (Apr 24, 2019)

Retirement marks the climax of your career and the beginning of a new life episode. Whatever your age, it should be a focal point of your financial planning. Making prudent wealth decisions over time helps to establish a solid foundation for your retirement. However, once the countdown to retirement begins, some 5-10 years out from your intended retirement date, it’s time to stop, take stock, and confirm that you’re financially and emotionally ready for your future. Here’s what you need to consider financially during the countdown to retirement.

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