Structured or Market-Linked CDs During Volatility (Jul 9, 2019)

Ever since the 2008 financial crisis, investors have been increasingly attracted to structured CDs (also known as market-linked CDs), lured by the concept that they’ll enjoy market upside potential, without the risks associated with being invested in the stock market. This makes them a particularly attractive proposition for investors during times of market volatility.

We’ve certainly noticed an uptick in interest since the markets entered an incredibly volatile period late last year. However, we thought it prudent to review why structured or market-linked CDs could in fact be detrimental during such periods of volatility.

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A Strong Quarter With Potential Warning Signs Ahead (Apr 1, 2019)

SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:

– The first quarter proved to be one of the strongest in history, following on the heels of a challenging 2018.

– Trade tensions subsided, but haven’t disappeared.

– The yield curve officially inverted, a potentially ominous sign of a recession in the wings.

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How To Weather Market Volatility (Mar 8, 2019)

Investors celebrated last summer as the US achieved its longest bull market in history. However, the jubilation was short-lived, when volatility suddenly returned in Quarter 4 of 2018. Jennifer Myers of SageVest Wealth Management participated on NPR’s Marketplace, discussing how investors can weather such sudden sea-changes through careful positioning. As market volatility continues, read her comments in ‘Who Wins And Who Misses Out When There’s Market Volatility’.

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How To Invest Amidst Volatility In The Markets (Nov 13, 2018)

Volatility certainly surfaced in the markets over the past several weeks. Numerous stock markets around the world entered correction territory, marked by a 10 percent decline or more, all within a period of a few short weeks. During volatile times, one of the worst investment decisions you can make is to sell into fear. However, there are a few investment strategies you might wish to consider amidst volatility in the markets

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How To Overcome Investment Risks As A Woman (Oct 8, 2018)

Studies indicate that women are strong savers and capable investors, often outperforming their male counterparts. However, one of the biggest financial obstacles women face is confidence in their money management and investment choices.

Jennifer Myers was recently invited to write an exclusive article for Investopedia, discussing how women can overcome investment risks and become more successful investors.

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Historic Highs Amid Trade Tariffs (Oct 1, 2018)

SageVest Wealth Management’s latest quarterly commentary is now available. Highlights include:

– US stock markets achieve new highs and milestones, making it a remarkable quarter.

– Bonds and international stocks lag as interest rates rise and currency impacts take a toll.

– Trade tensions increase, creating uncertainty for companies and consumers, including distinct inflation concerns.

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How To Invest Based On Your Age (Sep 18, 2018)

With markets at record highs, now’s a great time to re-evaluate your investment portfolio and consider what opportunities may be appropriate, relative to your current and future lifestyle, and longer term investment goals. How your investments should be positioned doesn’t just depend on current market conditions, though. There’s a range of elements to consider, including your timeline, comfort level, growth objectives, current income needs, and much more. Depending upon your investment horizon, here are some key considerations on how to invest based on your age.

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Warning: Annuity Sales Could Be On The Rise (Jun 5, 2018)

The outlook for annuities was dim in 2017. Now that the Department of Labor (DOL)’s fiduciary rule has, at a minimum, been postponed, annuity sales could be on the rise, as commission-based agents have the ability to sell in greater volume. Annuities offer slick marketing materials, but sadly, the contents are often misleading. This is largely because they’re considered insurance products, exempting them from many SEC regulations.  We offer tips on reviewing annuities, and red flags to beware of.

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Bonds Versus CDs In A Rising Interest Rate Environment (Jun 1, 2018)

Bond prices and bond investment returns have recently fallen under pressure as interest rates have been rising. As such, some investors are turning to CDs for a guaranteed rate of return in the wake of modest dilution in bond values. While mitigating losses in bonds makes sense and is tempting, SageVest Wealth Management offers the following investment insights in weighing the pros and cons of bonds versus CDs in a potentially rising interest rate environment.

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