Investment Outlook, Given Politics And Interest Rates (Apr 6, 2017)

SageVest Wealth Management recently released our quarterly commentary for year-end 2016. Highlights are as follows:

– The first quarter set new market highs in the Dow Jones Industrial Average and S&P 500 indices.

– While the markets remain strong, warning signs could be emerging, including political discord, rising rates and high valuation levels.

– Investors are encouraged to be mindful of risk exposure in pursuit of their desires to both grow and preserve.

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The Pros And Cons Of Target-Date Funds (Mar 31, 2017)

Target-date funds have made investing easier over the past few decades, offering investors a one-stop investment solution. Also known as life-cycle or age-based funds, they comprise of a mix of holdings that alter over time, based upon a specific target date.

Such funds have allowed many individuals to gain confidence investing beyond cash and CDs. This is a positive step forward, and there are certainly merits to using target-date funds in a number of situations. However, there are also indicators that a savvy investor should be cognizant of in advance.

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A Potentially Inflationary Era Ahead (Feb 2, 2017)

President Trump has hit the ground running since his inauguration, with a flurry of executive activity on many different fronts. While it’s early in the new administration to start making forecasts, a number of key strategies aimed at boosting the economy also suggest that a potentially inflationary environment could be ahead.

A healthy growing economy would be a positive step forward for the US. Furthermore, some additional level of inflation could be a welcome event after years of relative stagnation. However, potential signs of inflation always deserve some advance consideration, both within your investments and within your personal finances.

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The Dow 20,000: Looking Past A Record High (Feb 1, 2017)

The Dow Jones Industrial Average (Dow) recently topped 20,000, setting a new record high and achieving a symbolic moment in US investment history. Investor sentiment has been climbing for a number of months, and a recent post-election market rally energized the Dow to finally cross this much-anticipated market boundary. The last time the Dow crossed such an important threshold was in 1999, when it hit 10,000.

This recent market movement begs the question of what happens next. Could this latest defining moment in the Dow’s history echo the downturn that followed 1999’s high point, when it took 11 years to re-secure the Dow’s standing of 10,000? Alternatively, will the momentum continue, extending the second longest market rally in recent times, and providing investors with increased opportunities for financial advancement?

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2016: A Year Of Surprises (Jan 5, 2017)

SageVest Wealth Management recently released our quarterly commentary for year-end 2016. Highlights are as follows:

– 2016 was a historic year in politics and the markets, with surprise reactions to populist movements.

– 2017 will undoubtedly bring changes with a pro-growth, pro-business administration, possibly fueling an extended bull market.

– Valuations are rich, potentially supported by rising earnings, but stand as a warning signal.

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Election Results Impact On Investment Portfolios (Nov 9, 2016)

Regardless of your political thinking, if you own investments, you likely find yourself now pondering the potential impacts of last night’s Presidential election results upon your holdings.

Up until last night, the polls and the markets had largely anticipated a Hillary Clinton win. Donald Trump’s victory has introduced an element of uncertainty, something that the markets typically don’t favor.

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Drifting Toward An Eventful Year-End (Oct 5, 2016)

SageVest Wealth Management recently released our quarterly commentary. Highlights are as follows:

– The third quarter was docile, allowing markets to advance and support modest, yet encouraging, year-to-date results.

– US elections and a December meeting of the Federal Reserve could make the fourth quarter more volatile as the markets await and absorb results.

– Absent a resurgence in corporate earnings, investors might need to gain comfort with more speculative momentum investing.

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Structured Or Market-Linked CDs (Sep 19, 2016)

For the past several years, many investors have been tempted by the too-good-to-be-true descriptions of structured CDs (also known as market-linked CDs). These instruments often claim to offer the upside of stock market or other investment exposure, with little-to-no downside risk.

Enough years have now passed since the inception of structured CDs to allow adequate evaluation of their investment results. A recent analysis by the Wall Street Journal reviewed their effectiveness, and the results support the age-old saying of, “If it sounds too good to be true, it probably is.”

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The World Post-Brexit (Jul 7, 2016)

SageVest Wealth Management recently released our quarterly commentary. Highlights are as follows:

– The Brexit vote stunned the world, raising economic, political, central bank and currency uncertainties.

– Bond investors benefited handsomely post the Brexit vote, and interest rates are now expected to remain low as central banks consider necessary stimulus efforts.

– The US economy remains fairly steady, offering encouragement for a possible resumption in growth.

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A Roller Coaster First Quarter To 2016 (Apr 8, 2016)

SageVest Wealth Management recently released our quarterly commentary. Highlights are as follows:

– Following steep declines, stocks rebounded and left investors fairly flat for the first quarter.

– Recent reports show signs of economic growth here and abroad, a positive indicator looking forward.

– After seven years, the efficacy of central bank actions, which have supported market rallies, is being drawn into question.

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