Budget Advice For Those In Their Thirties (May 16, 2016)

As you head into your thirties, you’re probably glad to put some of the uncertainties of the previous decade behind you. You may have finished studying by now and be working to strengthen your financial independence with a steady income or even a business of your own.

Even with this increasing stability, though, it’s important to avoid budgetary temptations. SageVest Wealth Management’s advisor, Michael Fuhr, was recently quoted in US News And World Report’s ‘Top Budget Busters for 30-Somethings’, discussing how to evaluate a home purchase while remaining focused on your overall wealth objectives.

Automated Investment Tools: No Match For Human Advisors (Mar 22, 2016)

Our lives are increasingly governed by technology. Its reach spans every aspect of our daily lives, both professional and personal. This includes our finances.

For young adults, adept with technology, with often simplistic financial planning requirements, and generally without the assets to meet financial advisor minimums, online investment tools may fulfill their needs – at least for the present. For many other people, however, these so-called ‘robo-advisors’ have considerable limitations. SageVest Wealth Management’s Jennifer Myers was recently featured on NPR’s Marketplace, discussing the importance of the human aspect of financial and investment advice as part of a true wealth management approach.

Gifting Money To Loved Ones (Dec 16, 2015)

The holidays are traditionally a time of gathering together and giving, sharing good times and good fortune with family, friends and those we care about. What happens, though, when the gifting is financial in nature and substantial in size?

SageVest Wealth Management’s advisor, Michael Fuhr, was recently quoted in a CNBC article that looks at the impact of large monetary gifts on the lives of the recipients, and discusses the taxable, financial, and long-term planning implications for those generous individuals who make sizeable gifts to their loved ones: ‘Smart Ways To Gift Money During The Holidays‘.

Smart Money Choices (Dec 1, 2015)

They say it’s a smart idea to learn from your mistakes. It’s smarter still to learn from the mistakes that others make.

The adage applies to financial decisions too. Recently published on The Motley Fool, SageVest Wealth Management advisor, Michael Fuhr, offered  guidance on how to avoid the dangers of relying upon an inheritance to secure your financial future and make smarter financial decisions about your retirement savings, in GoBankingRates article: ‘10 Infamous ‘Last Words’ Of Personal Finance‘.

Lifestyle Creep And How To Avoid It (Nov 16, 2015)

Tracking your spending, developing a flexible budget, and accumulating savings: whatever your age, income, or lifestyle, these are the fundamental elements of successful financial planning.

For millennials, facing a myriad of important decisions, these aren’t the only considerations when establishing a solid financial foundation for your future. Ryan Phillips of SageVest Wealth Management was recently quoted in an article in SelfLender, discussing the importance of avoiding ‘lifestyle creep’. This spending behavior can be the number one obstacle to achieving your long-term financial objectives: ‘11 Things To Do Now That You’re Not 22 Years Old‘.

Consider Before You Co-Habit (Oct 21, 2015)

Living together without the union of marriage is increasingly common, among both younger and older couples. For many, living blissfully without the complications of marriage, tax penalties and more is ideal. It certainly reduces life complexities in many ways. However, as with just about everything in life, there are pros and cons to consider.

Before you and your loved one decide to take the plunge and move in together, it’s important to discuss the financial fundamentals of cohabiting. SageVest Wealth Management’s own Jennifer Myers was recently quoted in an article from US News and World Report, addressing some of the money issues that non-married couples should consider: ‘Financial Mistakes Couples Make When They Move In Together‘.