New Rules For Roth IRA Conversions (Nov 13, 2018)

The decision whether or not to do a Roth conversion just got more complex, in light of recent tax reforms. In addition to how new tax rates may impact your broader retirement and wealth decisions, now your Roth conversion is no longer reversible under the new tax laws. This makes careful planning even more important as year-end approaches.

Jennifer Myers discusses the potential for unexpected tax consequences for 2018 Roth conversions with US News and World Report, in their recent article entitled, “Investors Face New Rules To Convert An IRA”.

Diversify Your Portfolio But Not Your Investment Advice (Oct 25, 2018)

The saying “Don’t put all your eggs in one basket” is prudent advice when it comes to your assets. A diversified portfolio reduces the risk of loss and maximizes protections under programs like FDIC (Federal Deposit Insurance Corporation) insurance for bank accounts.

However, when it comes to diversifying advisors, there are distinct disadvantages, including conflicting advice, additional fees, and skewed asset allocations. Jennifer Myers explains why it’s better to work with a single trusted advisor in US News And World Report’s recent article, “Should Investors Diversify Providers?

How To Overcome Investment Risks As A Woman (Oct 8, 2018)

Studies indicate that women are strong savers and capable investors, often outperforming their male counterparts. However, one of the biggest financial obstacles women face is confidence in their money management and investment choices.

Jennifer Myers was recently invited to write an exclusive article for Investopedia, discussing how women can overcome investment risks and become more successful investors.

Wealth Management For The Whole Family (Aug 17, 2018)

SageVest Wealth Management proudly supports comprehensive wealth management that extends to our clients and their loved ones, including the next generation. We developed SageVest Kids, a website dedicated to children’s financial literacy.

If you’d like to get to know SageVest Wealth Management and SageVest Kids, President Jennifer Myers recently featured on a Northern VA Advice Givers podcast. Listen to ‘Fostering A Posterity-First Paradigm’ to learn more about how we can help you achieve financial success.

Smart Saving Habits (Jul 25, 2018)

By the time summer arrives, you might be no longer be focused on your New Year resolutions about saving. Yet, with the year half over, it’s an ideal time to re-evaluate your financial independence and refocus on your goals for the year. If you find yourself off-track, you might want to consider new behaviors, possibly even adopting some extreme savings habits to help you achieve your objectives by year-end. Jennifer Myers of SageVest Wealth Management is quoted in US News And World Report’s recent article, offering advice on ‘How To Become An Extreme Saver In 2018’.

Choosing The Right Accountant For Your Business (Jul 5, 2018)

Having the right financial advisor is a vital element of success for you and your business. For our business owner clients, SageVest formulates customized financial plans that blend both personal and business objectives into a cohesive roadmap.

Identifying the right tax preparer is equally essential for you and your enterprise. Jennifer Myers recently discussed ways for business owners to evaluate if an accountant’s the right fit, in Inc.’s article, ‘5 Ways To Tell If Your Accountants Know Their Stuff’.

With Rising Interest Rates, More Investors Consider CDs (May 30, 2018)

As interest rates rise, you might be considering a CD (certificate of deposit) as an alternative investment to bonds. With returns that aren’t subject to interest rate fluctuations, CDs can prove attractive, especially for retirees who may need a guaranteed income stream. However, as Jennifer Myers of SageVest Wealth Management cautions in Insurance News Net’s recent article entitled ‘Investors Perk Up As Bank CD Rates Near 3 Percent’, CDs have both pros and cons.

For a more in-depth discussion of this investment topic, read our blog article: Bonds Versus CDs In A Rising Interest Rate Environment.

Paying Yourself As A Business Owner (Apr 25, 2018)

Maximizing profits is one of the key components of achieving success for your business. One approach that many business owners consider is paying yourself little or nothing, in order to limit expenses. However, this can have significant financial consequences, both for you and your business.

SageVest Wealth Management offered a broad discussion of this perennial topic in our article entitled Taxable Pay For Business Owners. More recently, Jennifer Myers offered some select advice to Business.Com, in ‘How Should Entrepreneurs Pay Themselves?

The Financial Cost Of Being A Stay-At Home Mom (Apr 24, 2018)

As a woman-owned investment management and financial planning firm, SageVest Wealth Management is particularly cognizant of the unique challenges faced by women when it comes to balancing personal, family, career, and financial objectives.

One of the most common considerations is whether it’s financially feasible for one parent to stay home with the kids while the other partner becomes the prime breadwinner. Jennifer Myers recently talked with lifestyle blog, Motherly, about how to plan financially for this scenario, in ‘Yes, It Really Is Harder For Families Now To Get By On A Single Income’.

Sorting Fact From Fiction – Retirement Myths (Apr 19, 2018)

When it comes to your retirement finances, there’s a lot to think about and plan for, whether you’re retiring soon, or are several years from retirement. SageVest Wealth Management creates personalized, dynamic retirement plans for each of our clients, supporting their lifestyle, both now and in the future. Without the guidance of an experienced financial advisor, it can be difficult to know where to start, what to focus on, and how to sort fact from fiction when it comes to retirement myths.

Jennifer Myers was recently quoted in US News & World Report, discussing ‘7 Myths About Finances In Retirement’.