Connecting You and Your Wealth


The Pros And Cons Of Target-Date Funds (March 31, 2017)

Couple and advisor DragonImagesTarget-date funds have made investing easier over the past few decades, offering investors a one-stop investment solution. Also known as life-cycle or age-based funds, they comprise of a mix of holdings that alter over time, based upon a specific target date.

Such funds have allowed many individuals to gain confidence investing beyond cash and CDs. This is a positive step forward, and there are certainly merits to using target-date funds in a number of situations. However, there are also indicators that a savvy investor should be cognizant of in advance.  Read More

Six Reasons Why You Might Not Elect Joint Ownership (March 15, 2017)

Couple with advisorJoint ownership is one of the most common forms of asset titling. It offers numerous benefits centered on sharing use and control, it allows transparency of assets, and it helps with daily money management and bill paying.

While the decision to jointly title assets often seems straightforward, there are underlying considerations to be taken into account, particularly when it comes to non-spousal shared assets. For the following reasons, think carefully before you sign on the dotted line to initiate joint ownership with a significant other, family member or friend.  Read More

Cash and Couples – The Six Cs of Success (January 26, 2017)

Young couple in cafe“Love and marriage, love and marriage, it goes together like a horse and carriage.” 

What Frank Sinatra didn’t mention in his famous song is who pays for the horse and who pays for the carriage. Opposites often do attract, and that includes opposing money styles.

To help ensure harmony at home, SageVest offers some guidance on how to improve your relationship with money and with your partner.

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New Year Resolutions For Financial Fulfilment (December 21, 2016)

Family Sledding - CorbisFor many people, the New Year brings the promise of change and a fresh outlook on life. New Year resolutions can help you define and achieve personal goals, family initiatives, career ambitions, home projects, dream travel plans, and much more.

Including wealth planning in your New Year resolutions helps to ensure that your money works in support of your life objectives. It also defines a clear pathway toward your personal and family objectives. SageVest offers the following resolutions to encourage a fulfilling financial future for all. Read More

SageVest Season’s Greetings, Gratitude And Gifts (December 20, 2016)

Holiday Thank Yous - istock/NelosaThe holiday season brings a host of opportunities to use your wealth in meaningful ways, as you focus on loved ones, share festive wishes with those near and far, and consider year-end giving objectives.

SageVest chooses the holiday season to extend our best wishes for your health, wealth, and happiness throughout the festive season and into the New Year. We also choose this special time of year to direct our company’s philanthropic endeavors. This year, in addition to our traditional charitable partnership, SageVest asked for your input in selecting other deserving organizations in need of our support. The votes are in and the winners are … Read More

Hiring A Domestic Employee (September 30, 2016)

Baking togetherFor many people, juggling family, work, and household priorities can be a daily challenge. If your finances allow, hiring some household help can streamline your schedule and free up precious time for you to spend enjoying what matters most, with the ones you love.

Whether you’re considering a part-time maid to help keep your home tidy, or someone for a more demanding role like a live-in caregiver or personal assistant, there are a number of factors to weigh carefully before you hire someone. Read More

Top Financial Professional Award For Jennifer Myers (September 9, 2016)

NoVA Magazine 2016 WinnerWhen it comes to wealth management, SageVest combines breadth of experience and depth of knowledge with principles like integrity, trust, and attention to detail.

It’s gratifying when these qualities are recognized by others.

We are pleased to announce that Jennifer Myers is the recent recipient of the following award for the Northern Virginia region.


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Retirement Funds And Divorce (August 29, 2016)

Divorce settlementWhen a couple divorces, the fall-out can affect your finances too. Retirement funds in particular can prove complex in how they’re divided during the divorce settlement and restructured for the future. Professional financial advice can help preserve your share if you’re the retirement fund owner, or ensure equitable distribution if you’re the other party.  Michael Fuhr recently highlighted the importance of retirement fund tax rates during divorce negotiations in US News & World Report’s Investment article: ‘12 Steps To Protect Your Money In Divorce‘. Read More

Ten Top Travel Apps To Take You Places (June 16, 2016)

Family at beachSageVest recognizes the potential that’s inherent in careful investment and financial management. Wealth provides opportunities, one of which is the chance to experience the world through travel.

As summer approaches and holiday plans pick up pace, SageVest offers an overview of some popular travel apps that can help you get where you want to go and help you enjoy your vacation once you get there.

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Money And Millennials: Setting Financial Goals (June 9, 2016)

iStock - Henk Badenhorst - Couple runningAs a young adult, it’s important to learn the best strategies and habits to manage your finances, both now and in the future. The earlier you understand and utilize these practices, the better. But where should you begin?

Like any journey, the road to financial success needs a destination. The first step is to define financial goals that support your personal ambitions and life objectives. These decisions will form the foundation of your broader financial plans.

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Personalized Health And Wellness (May 10, 2016)

Futuristic Eye (1076662_960_720 Pixabay-Sakuie)To learn about revolutionary advancements in the health and medical research fields, SageVest recently hosted Todd Stottlemyer, CEO of Inova’s groundbreaking Center For Personalized Health (ICPH). Todd offered insights on topics including:
– Prediction and Prevention
– Personalized Medicine
– Individualized Wellness
– Research and Population Health

This exciting wave of health care changes is aimed at helping you to enjoy your health and your wealth well into the future.  Read More

Your Best Interests: The Fiduciary Rule (April 14, 2016)

The SageVest TeamAt SageVest, we believe that integrity is a fundamental requirement for wealth management. We have always proudly served as your fiduciary, in the purest form of the definition, which requires us to act in your best interests at all times.

A recent Department of Labor ruling will soon impose a modified fiduciary standard on all advisors who provide retirement account advice. While these new regulations are a step in the right direction toward protecting investors, they are sadly less stringent than the standards to which we proudly adhere.  We caution readers and investors to understand the difference. Read More

Jennifer Myers – A Washingtonian Magazine Top Money Advisor (April 6, 2016)

Washingtonian Award 2016When it comes to investment management and financial planning, SageVest shares our clients’ values of integrity, diligence, and trust. As an independent, fee-only, fiduciary advisor, we accept no commissions or incentives: our clients are secure in the knowledge that their best interests are firmly at the center of any recommendations that we make.

It’s always an honor to be recognized for our commitment to exceptional wealth and investment management and to the highest caliber of customized, comprehensive financial planning services. Read More

A Salute To Our Heroes (November 11, 2015)

Women in Military Service for America Memorial Wreath LayingPeace has its victories, but it takes brave men and women to win them.”    Ralph Waldo Emerson

On Veterans Day and throughout the year, SageVest Wealth Management proudly salutes those who have dedicated their lives to serving our country. We recognize and honor the many challenges and sacrifices you and your family make to support our freedom. These inevitably include a financial component.

On this Veterans Day, we encourage you to reach out to current and former forces personnel you know to extend a thank you, and to share a few financial insights that might benefit them and their families for the service they have provided. Read More

Jennifer Myers – Recipient of Two Wealth Professional Awards, 2015 (October 26, 2015)

NoVA Magazine and Five Star Wealth Manager 2015SageVest Wealth Management understands the importance of working with a trusted advisor; someone with a wealth of experience and knowledge who can help guide your important financial decisions in support of your broader life objectives.

We are pleased to announce that Jennifer Myers was recently recognized by two publications for her contribution to investment and financial planning services in the Washington, DC Metro area.

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Enriching Your Life: Your Relationship With Money (June 26, 2015)

Hand holding single pink flowerMoney is a valuable resource that can improve our quality of life and help us to accomplish our life goals. Fostering a healthy outlook towards money is an important aspect of achieving a more positive life balance.

As part of our educational Speaker Series, we recently hosted renowned author, speaker and money coach, Olivia Mellan. Olivia shared expert advice about factors that influence how we connect with our wealth, and the importance of having a trusted financial advisor like SageVest Wealth Management to help us achieve money harmony. Read More

Travel Secrets For A Vacation To Remember (May 12, 2015)

Sistine ChapelHave you dreamed of peaceful moments in the Sistine Chapel?  Have a hankering for Havana? Or are you seeking spiritual solitude in the Sacred Valley of the Incas?

SageVest Wealth Management recognizes the unique opportunities that financial success can provide, including the freedom to travel and the cherished memories it can create for you, your family, and friends.  Join us on a whirlwind tour, as ABC News Travel Editor, Genevieve Shaw Brown, offers an insider’s guide to some of the world’s most uncommon cultural sites – and tips on experiencing them for yourself. So kick off your shoes, relax, and see where your wealth can take you. Read More

An Open, Honest Discussion About Fees (April 2, 2015)

MeetingWe recently came across an article in the New York Times that predominantly discussed mutual fund fees and alleged investment advisory conflicts. The public commentary in this and other similar pieces is well intentioned, with an objective of helping investors plan for retirement. However, we are concerned that some discussions lack clarification and that, worse, they could scare Americans away from saving for their futures.

It seems timely to offer a few words on the advantages of working with a Registered Investment Advisor and fiduciary like SageVest, as well as important information to give you peace of mind about our services and how we structure the investments in client portfolios.  Read More

Life Is Short – But Not That Short (March 5, 2015)

Happy Senior Couple --- Image by © Royalty-Free/CorbisThe Great Recall Debacle of 2014 wasn’t the only thing impacting General Motor Company’s fourth quarter earnings.  The Wall Street Journal recently reported that a revision of mortality assumptions – how long we’ll live – caused the company’s pension plan to be underfunded by more than $2 billion.

While this news might not impact you directly, longer life expectancies will. What does this mean for you?

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Planning For Travel (May 21, 2014)

Lady on beachWhether you’re planning a dream trip around the world or visiting friends in Atlanta, you can benefit from pre-trip planning.

If you plan far enough in advance of your departure, you’ll often get good rates on airline fares, lodging, and packages, particularly if your travel plans are flexible. If you’re traveling to a foreign country, you may also need time to obtain a passport or a visa or to research your itinerary.

In addition, you’ll reduce the inevitable stress that accompanies traveling, by preparing thoroughly. Read More

The SageVest LifeList (March 14, 2014)

FilingWhether you’re buying a home, starting your own business, or retiring, life’s major events can be a challenge.

So can finding the documents you need.

The SageVest LifeList is designed to help you organize the important paperwork and information associated with key aspects of your life. It serves as a reference list of where each document or piece of information can be found.

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Medicare Open Enrollment Period Begins October 1 (September 15, 2013)

Doctor and patientCongress created Medicare in 1965. In 2010, Medicare provided health care to more than 48 million Americans. On average, Medicare coverage covers about half of health care costs for enrollees. The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year Medicare plans typically change what they cost and cover. In addition, your health-care needs may have changed over the past year. The open enrollment period is your opportunity to switch Medicare health and prescription drug plans to better suit your needs. Read More

Vacation Homes (June 24, 2013)

Young Boy and Girl Playing in SurfA rustic cabin or a seaside cottage? Buying a second/vacation home can be an alluring prospect. Before you decide to purchase one, though, you should consider a number of issues. These include the costs associated with owning a second/vacation home, the attributes of the home, its rental potential, and the income tax treatment. Even if you rent it out or deduct part of the costs of ownership from your taxes, a second/vacation home is primarily a luxury, not an investment. You should buy one to add value to your life instead of to your net worth.


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Digital Security (May 30, 2013)

Elderly lady typing on laptopWith computers and electronic communication now integral to modern life, keeping your personal data,  computer, and email address secure can be daunting. The use of computer malware, often designed to steal personal data, has grown exponentially in recent years. In 2012, almost 12 million Americans were victims of identify theft. Identity thieves can use the personal data you store on your computer to withdraw funds from your bank account or to apply for credit cards and run up debt in your name. Read More